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E-Currency Payment SystemPerfect Money Payment System

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E-Currency Payment System
fast,easy,comfortable - way to develop your money

PM Exchange Rates

USD / EUR  0.904   |
|   EUR / USD  1.061


USD >> 67693.82   |
|    EUR >> 62436.48

GOLD Bid Price /oz:

USD >> 2303.781   |
|    EUR >> 2127.081

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Frequently Asked Questions

I do not want to make my loan application public.

You can create a personal loan application and send it privately to a specific agent. In this case only the recipient will be able to see it. The fee remains the same: 0.5% paid by the lender and 0.5% paid by the borrower.

What is the minimum and maximum loan term?

The minimum loan term is 1 day. The maximum loan term is 365 days.

Read more Q & A »

Do you need any help working with Perfect Money?

In this section you can get detailed information about the Perfect Money system. We will provide a complete and specific description of each system function and compliment it with video instructions. If after reading this document, you still have any problems or questions about the system, please contact our Customer support service »


Perfect Money offers multiple ways to withdraw funds from your account.
All withdrawal methods can be found in the 'Withdraw funds' section in the Member Area.

Select one of the ways to withdraw funds from your account:

  • Internal transfer
  • Bank wire
  • Certified Currency Exchange partners
  • E-Voucher
  • Bitcoin
  • Credit Exchange

More detailed information about the withdrawal methods is presented below.

This section also lists your withdrawal history showing the latest ten (10) transactions arranged by their status: Pending, Complete or Canceled.

Internal transfer

You can use your account to send money to other Perfect Money users as a fee for their work, payment for goods/services or as any other payment. If you want to make an internal payment, you need to select the account you want to make the payment from, enter the account number and the amount you want to send. The system automatically calculates and displays a service fee as well as the amount to be received by an end user. Payments can be both single and recurring. The system also offers transfers to mobile phones or email addresses. For more details, please go to the "Internal payments" section.

Fees depend on the type of account. For details, please see the “Fees” section.

Bank wire

A withdrawal procedure via bank wire is very simple.

For your convenience we provide step-by-step instructions in the “Withdrawal” section.

If you want to make a withdrawal by a bank wire, you will need to go to the "Withdrawal" section, select the ‘Withdrawal Through Bank Wire’ option, and fill in all the required fields. Bank details can be obtained from your bank.

Use the “Preview” button to check if all the information is correct. Here you can also choose your primary certified exchange service provider and the secondary certified exchange service provider that will process your application.

You should review your entries once more and click "Confirm withdrawal”. The system will save your application for withdrawal by a bank wire.

A Certified Exchange Service partner will process your application within 24 hours.

Note: The invoice number of the bank wire will be provided immediately after completion of the withdrawal procedure.

The minimum withdrawal amount varies and depends solely on the certified exchange service partner.

Note: This withdrawal option is available to the verified users only. To learn more about the verification process, please visit the appropriate section.

Certified Currency Exchange partners

Take advantage of the Perfect Money Certified Currency Exchange partners to withdraw funds from your Perfect Money account. All the services listed on the exchange services partners’ pages were thoroughly checked and tested, therefore successful transactions are guaranteed. Each exchange partner works under its own terms and conditions and offers its own depositing methods. We recommend that you study all the proposals carefully.


e-Voucher is a 16-digit electronic certificate for loading any Perfect Money account instantly (USD, EUR, Bitcoin, and gold accounts). You can also transfer or sell this code to anyone who can use it to deposit funds into his/her Perfect Money account anytime. You or any other Perfect Money user can instantly create an e-Voucher in the “Withdrawal” or “Statement” sections. The system does not charge a fee for deposits via e-Voucher. This option is of value to those users who do not want to show their account number to recipients.


Bitcoin is a world famous cryptocurrency. To withdraw money into Bitcoin, a user needs to create a deposit order indicating the account to be used for withdrawal, the correct Bitcoin address and the amount. After checking all the details (“Preview” button”), you need to hit “Confirm”.

Attention! Service fee for withdrawals to Bitcoin is 0.5 %.

The minimum withdrawal amount from the system is 0.01 BTC.

Credit Exchange

Issuing a loan is not a tool to withdraw funds from your account as the amount loaned will be returned to the same location. However, this is a convenient way to make money by putting it to work for you.
More information is available in the appropriate section.

Video guide

Make P2P and B2B payment with Perfect Money 
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Licensed payment service provider authorized by The Autonomous Island of Anjouan with registration number 15559. Financial license L 15559 / SSD.
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