How do I verify an account?

To verify your account, please go to "Settings" and choose "Verification management”.

The verification procedure consists of 3 steps.
 
First, you need to verify your name. To confirm your name, you need to upload a scanned copy of your ID (passport or driving license) into the form provided. Later our company employees will personally compare the name in your account with the name in the documents. If the information matches, your name will be verified. If your document is not in English, you should provide a notarized translation.
 
The second step includes address verification. To verify your address, you need to provide a scanned copy of your utility bill with your name and address printed on it. Utility bills are bills for water, gas or electricity consumption sent to your home address by a local service company. If the document is not in English, you should provide a notarized translation.
 
The last step is to verify your phone number. Please accept a phone call from Perfect Money and write down a code provided by an automated system. Next enter this code into the form on the website. If the code is, the status of your phone number will change to “verified”.

How can I withdraw money via the Credit Exchange?

In fact, lending money through the Credit Exchange is not considered a withdrawal. You simply transfer your money to borrowers, and later get it back with an interest.

If you want to become a lender, you need to create a loan offer. To start a loan proposal, you need to go to the Credit Exchange and click "Give a loan".

On the opened page, fill out your loan offer by specifying the account you want to use, the amount proposed for a loan, the interest rate, the loan term, a way of loan processing, the loan purpose and the comment. Once you are done, click on the ‘Preview’ button and check all the information entered. If you are sure that everything is correct, click on "Create a new loan proposal" to confirm, or on the "Back" button to make any corrections.

Read more Q & A »