You can create a personal loan application and send it privately to a specific agent. In this case only the recipient will be able to see it. The fee remains the same: 0.5% paid by the lender and 0.5% paid by the borrower.
Is there a fee for participating in the Credit Exchange?
The Credit Exchange does not charge any additional fees. A lender pays the standard 0.5% fee upon request to transfer money to a borrower. A borrower also pays the standard 0.5% fee upon request to transfer money to the lender. Please note that the fee for unverified accounts equals 1.99%.
Dear Customers, the administration of Perfect Money warns you of the danger of fraudulent activity directed against your accounts. Please, be attentive and very careful when working with your accounts. If you keep a big amount in your accounts we urge you to use the security instruments. The more tools you enable the less is the risk of becoming a victim of the fraudsters. Having enabled all the three security options: sms-authentication, Code Card and ID check, you would be fully confident in safety of your funds.
In addition to the main security tools used to protect your account please follow the security guidelines. Learn the details here: https://perfectmoney.com/security_center.html
Please take the question of your account security very seriously and after having read this warning message ask yourself about the options you use in your account to protect your funds from the fraudsters.